When your needs meet our insights, a valuable relationship begins

Carlson provides sophisticated wealth management services, including financial planning, and customized portfolios to preserve and grow your capital and bring you peace of mind through financial security. Here's How:

We listen

Initial client meetings.  Annual reviews. Impromptu conversations and concerns.  We not only welcome your input, we see it as the single most essential requirement in designing a successful wealth management strategy.  That’s why you’ll always have constant direct access to your dedicated portfolio manager.

We act

With your customized strategy in hand, we analyze the markets for compelling investments, allocate to multiple asset classes, and invest in high-quality securities to implement your investment program.

We strategize

We combine what matters to you with ongoing, in-house, in-depth research on capital markets and individual securities to create a plan personalized to your specific situation, needs, and tax status.

We adapt

The market never rests — and neither do we. That’s why we monitor daily and rebalance regularly to make sure your portfolio receives every possible benefit from constantly changing circumstances.

Planning for retirement

Key Considerations

  • Annual Savings
  • Maintain Purchasing Power
  • Investment Strategy:
    Conservative vs. Aggressive
  • Maximize Retirement Vehicles
  • Reduce Debt Level
  • Realistic Withdrawal Rate

Retirement Income Sources

  • Social Security
  • Pension
  • Real Estate
  • Business
  • Investment Income

stories of success

Financial Planning for a Business Owner

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Financial Planning for a Business Owner

Client Situation

A successful business owner and his wife needed to review their retirement plans and make decisions regarding their closely held family business.

Client Needs

  1. Decide if the business should be sold or not
  2. Set aside savings outside of the business to de-risk their overall portfolio
  3. Maximize tax-deferred investments

Carlson Value Added

Carlson worked with the clients to look beyond the business and establish a ten-year forward retirement goals, taking into consideration the likelihood of next generation ownership.

Outcome

The clients’ son decided to become involved in running the business, so the sale of the business was no longer an issue. Clients now have liquid assets invested to provide the level of income needed for a comfortable, high-quality lifestyle when they retire.

Transferring Wealth to Next Generations

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Transferring Wealth to Next Generations

Client Situation

We have worked closely with a 3rd generation run business providing advice and guidance on retirement planning, succession planning, business valuations and ultimately college planning for the 4th generation.

Client Needs

  • Retirement for first generation
  • Succession plan to the second generation
  • Second generation needed help with retirement
  • Succession plan to third generation
  • Third generation needed help with retirement planning
  • College savings for fourth generation

Carlson Value Added

Working confidentially with each generation, we devised plans that confirmed the clients’ goals were achievable and fully funded. Investment portfolios aimed at reducing overall tax exposure were created.

Outcome

The clients were relieved to know that a comprehensive plan was put in place that addressed every top-priority concern they had.

The Philanthropic Client

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The Philanthropic Client

Client Situation

A high-net-worth client with a large, complex estate was a noted philanthropist, who made considerable donations of time and money.

Client Needs

The client was concerned about meeting her charitable intent and maximizing tax benefits all while donating the “appropriate” assets and assuring income was not in jeopardy.

Carlson Value Added

Carlson, with its holistic approach, thoroughly reviewed the client’s entire portfolio of assets and determined a gifting strategy. The appropriate assets were identified and a satisfactory level of tax benefits were received, all while retirement income was assured to be comfortably maintained.

Outcome

Carlson made the entire process easy for the client including communications with the CPA and charities. Client appreciated the education and is now contemplating the use of a Charitable Remainder Trust to further benefit from taxable deductions, while retaining lifetime income.

simplicity creates confidence

If you’ve ever been perplexed by how financial advisors are paid, you’re not alone. Our simple, straightforward fee structure lets you breathe easy – and lets us work in your best interest without outside influences.

Carlson Investments also offers fee based financial planning services for clients with less than $2 million.

Please see our Form ADV for a full description of services and costs.

  • Fees are based on account market values at quarter end.
  • Fees are negotiable for larger-sized portfolios.
  • Carlson Investments receives investment-related services from brokerage firms in exchange for brokerage transactions it directs to those firms. Brokerage commissions are charged to the account at cost on all equity transactions.
  • Carlson Investments does not charge any termination or closing fees.
  • Carlson Investments will not reveal information about your accounts to outside parties unless the disclosure is lawfully permitted or required. Carlson Investments does not provide account or personal information to any outside companies for the purpose of independent telemarketing or direct mail marketing.

Balanced Portfolios

First

$4,000,000

0.80%

Next

$6,000,000

0.60%

$10,000,000 +

Negotiated

EQUITY PORTFOLIOS

First

$4,000,000

1.00%

Next

$6,000,000

0.75%

$10,000,000 +

Negotiated

FIXED INCOME PORTFOLIOS

First

$4,000,000

0.50%

Next

$6,000,000

0.40%

$10,000,000 +

Negotiated

Let's talk.

Finding a better way doesn’t start with you learning about investment strategy. It starts with us learning about you.

Let’s get started.