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Educating the Next Generation on Investing
Investing basics and financial planning are both important topics to learn—but unfortunately, not always the most glamorous. It may take some creativity to intrigue young people regarding financial literacy. As with so many areas of finance, you can never start too early!
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The Good, the Bad & the Ugly of Annuities
You’ll likely come across annuities as you evaluate your retirement savings options. An annuity is a contract between an investor and their insurance company. The investor pays the insurance company in either a lump sum or fixed monthly premiums.
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Where There’s a Will, There’s a Way: Leaving an Estate
It’s time to talk about a difficult subject. The day will come when you are no longer living. During this time of grief, the last thing your loved ones will want to worry about is money and executing your will. The goal is to have the transfer process be as frictionless as possible—and that’s where effective estate planning comes in.
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Putting Debt on Ice: Debt Payment Strategies
The average person's debt takes many forms. It can include credit cards, auto loans, mortgages, school loans, and personal loans. According to Business Insider, the average debt in America was $104,215 across mortgages, auto loans, student loans, and credit cards in Q1 2024.
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Carlson Quarterly – Q3 2024
The third quarter of 2024 started with an increase in volatility as the yield curve started to un-invert after being inverted the last two years.
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The Retirement Spending Smile: What It Is & How It Affects Your Future
When it comes to retirement spending, many people—including advisors—start with an assumed retirement income goal and project that amount plus inflation over the lifetime of the retiree. When you look at the statistics and gauge actual future retirement expenses, however, it’s clear this cookie-cutter approach isn’t accurate.
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