How we create value
Seasoned professionalsWhen you’ve been faced with similar situations before and have all the data and facts you need, you’re not making guesses, you’re using expert intuition. And since none of the portfolio managers at Carlson Investments have fewer than two decades of experience, that’s exactly what we do.
Organizational stabilityFounded in 1989, employee-owned, and rooted in independence, we understand that building long-lasting relationships with our clients starts with long-lasting relationships inside the walls of our close-knit team.
Proprietary researchThe research we create here is time-tested and unique, and we let it take us to wherever the best risk-reward ratio lies.
Access and serviceThis is not a faceless institution, and you are not an account number. The advisor you meet on Day 1 could be the person who does your annual review in Year 10. Therefore, you’ll always have a clear view of what’s happened, what’s in progress, and what’s to come.
Planning successOur independent insights and experience allow us to deliver the kind of results that keep clients coming back. 70% of our clients have been with us an average of 10+ years.
Banking Turmoil – White Paper
The asset side (loans specifically) of bank balance sheets are in great shape. Very few loans are in default. We believe regulators are taking a pro-active, market-based solutions approach towards the bank deposit issues.
Bonds are Back: Your Primer on the Bond Market
Bonds can be a great tool if you’re looking to balance your portfolio by diversifying your investments and reducing volatility.
Carlson Quarterly – Q1
Everyone loves a fresh start and after a nasty 2022, markets got off to a strong start in the first quarter of 2023 in the face of investor concerns around recession and inflation risks.
Carlson Quarterly – Q2
The market continues to rally in the face of an endless “Wall of Worry” as the U.S. stock market delivered more gains during the second quarter of the year.
Cash Management Matters — White Paper
Ever since the Federal Reserve first raised the federal funds rate in March 2022, “cash management matters again” for individuals.
Dividends Matter — White Paper
Total return is an important metric of equity performance that investors often overlook. The total return of an equity investment is a combination of its capital appreciation or depreciation and the dividend received.
How to Start a Budget: Because Budgeting = Awareness!
While budgeting seems very constraining, knowing where your cash goes can also be viewed as an awareness practice. Consider that even the super-wealthy take the time to generally understand their cash flows.
HSA vs. FSA: Which Medical Spending Account is Right for Me?
The end of the year is approaching, which means it’s time to start making many important financial decisions for 2024. This will likely include evaluating benefits you receive from your employer, and there’s one perk that many individuals overlook: tax-advantaged medical spending accounts.
Identity Theft: What It Looks Like + 8 Ways to Protect Yourself
Unfortunately, identity theft is up 584% over the last 20 years, according to Consumer Affairs. With so much business and banking done online, bad actors have numerous opportunities to steal sensitive information such as social security numbers (SSNs), data from social media profiles, credit cards, and bank accounts.
Qualified Charitable Distribution (QCD): What is It + How Does it Work?
Part of planning for retirement is considering your IRA distributions and management. One tool that can offer significant savings and tax benefits while allowing you to do good is a qualified charitable distribution (QCD), a direct transfer from an IRA account made payable to a qualified 501(c)(3) charity.
Quick Guide to Inflation + How to Protect Your Assets
Inflation is the increase in prices of goods and services across the board. Although it often has a negative connotation, a little inflation is integral to a healthy economy. Rising prices can mean higher revenue and earnings for businesses—if they can raise prices to keep up with their costs.
Summer Financial Bucket List
Summer is here, meaning we’re more than halfway through the year! Now is the perfect time to review your financial situation and adjust as needed.
Tax-Wise Investing in Your Regular Taxable Brokerage Account
We all know there are two guarantees in life: death and taxes. The government inevitably receives some form of tax revenue from your investments. There are two types of taxes levied upon the sale of a security (i.e., stock, bond, mutual fund, or ETF), known as long-term and short-term capital gain taxes.
Time in the Market: Not “Timing” the Market
As an investor, you must understand how long you should stay in the stock market based on your long-term goals. Unfortunately, many make the mistake of focusing on short-term rewards, jumping in and out of the market quickly based on the performance of near term events.
What is Asset Allocation? The First Step to Protecting Your Portfolio
You’ve heard of it and have a general idea that it’s something you should be doing. But what is asset allocation, exactly?
What to Look for When Selecting a Registered Investment Advisor (RIA)
“How are you compensated?” If you’re in the market for a new registered investment advisor (RIA), this is one of the most important questions you can ask prospects.
What You Can Learn from Estate Planning Book “In Case You Get Hit by a Bus”
In Case You Get Hit by a Bus: How to Organize Your Life Now for When You're Not Around Later is one of our favorite financial books. In fact, we found it so valuable that our team decided to showcase it.
Why All Cap Equity? — White Paper
An All Cap Equity Strategy provides core equity exposure in a simple and straightforward portfolio.
Finding a better way doesn’t start with you learning about investment strategy. It starts with us learning about you.
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